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Updated March 2026

Stamp Duty · Western Australia · WA · 2026

Western Australia Stamp Duty Calculator
WA 2026

Calculate your exact WA transfer duty (transfer-duty) for any property value. Includes first home buyer concessions, investor rates, and upfront cost breakdown. Rates current as of March 2026.

WA Transfer Duty Calculator — 2026
State
Western Australia (WA)
Buyer Type
Owner Occupier
Investor
First Home Buyer?
Yes — first home
No
Transfer Duty — Western Australia
$0
—
Total upfront cost
(duty + deposit)
—
Effective duty rate
on property value
—
FHB saving
vs standard buyer
WA stamp duty — quick reference
$400,000
$14,915
FHB: $14,915
Property value / Standard duty / FHB
$500,000
$19,665
FHB: $19,665
Property value / Standard duty / FHB
$600,000
$24,815
FHB: $24,815
Property value / Standard duty / FHB
$750,000
$32,540
FHB: $32,540
Property value / Standard duty / FHB
$1,000,000
$45,415
FHB: $45,415
Property value / Standard duty / FHB

Western Australia transfer duty rates 2026

Transfer duty in Western Australia is calculated on a progressive rate structure — the higher the property value, the higher the marginal rate. The duty is applied on the purchase price or the market value of the property, whichever is higher.

Western Australia transfer duty rate bands — effective March 2026. Source: WA Revenue Online.
Property value bandDuty rateType
$0 – $80,000$1.90 per $100—
$80,001 – $100,000$2.85 per $100 + $1,520Marginal
$100,001 – $250,000$3.80 per $100 + $2,090Marginal
$250,001 – $500,000$4.75 per $100 + $7,790Marginal
$500,001+$5.15 per $100 + $19,665Marginal
Rates verified March 2026. Always confirm current rates at WA Revenue Online before settlement, as thresholds are subject to change in state budgets.

First home buyer stamp duty concession — WA

A First Home Owner Rate of Duty applies for eligible buyers purchasing homes up to $430,000, with a concessional rate applying to properties between $430,001 and $530,000.

To be eligible for the WA first home buyer stamp duty concession, you must:

  • Be an Australian citizen or permanent resident
  • Never have previously owned residential property in Australia or overseas
  • Intend to occupy the property as your principal place of residence
  • Move into the property within 12 months of settlement
  • Live in the property for a continuous period of at least 12 months

WA's FHB duty concession works differently to other states — rather than a flat exemption, a concessional duty structure applies. For homes up to $430,000, the duty is calculated at a nil rate on the first portion. Speak with a WA settlement agent for your exact liability.

First Home Guarantee (FHBG): Eligible first home buyers can also access the federal First Home Guarantee Scheme — purchasing with as little as a 5% deposit with no Lenders Mortgage Insurance (LMI). This is separate from the stamp duty concession and can be used together. Chat with Finley to check your combined eligibility.

How is stamp duty calculated in WA?

Transfer duty in Western Australia is calculated on the higher of the purchase price or the market value of the property. You can't reduce your duty liability by agreeing on a below-market purchase price — the state revenue office can independently assess market value.

The calculation follows a progressive bracket system — similar to income tax. You pay the applicable rate only on the portion of value within each band. This means a property valued at $600,000 does not attract the higher rate on the entire value — only on the portion that exceeds the lower bands.

Other costs to budget for at settlement

  • Conveyancing / solicitor fees — typically $1,500–$3,500 in WA
  • Building and pest inspection — $400–$800
  • Lenders Mortgage Insurance (LMI) — if your deposit is under 20%, LMI can cost $8,000–$30,000+
  • Loan establishment fees — $0–$800 depending on lender
  • Title search and registration fees — $200–$600
  • Building insurance — from settlement day, you're responsible for insuring the property
Remember: stamp duty cannot be added to your home loan. It must be paid from savings at settlement. Budget for stamp duty and other upfront costs on top of your deposit — not as part of it.

Frequently asked questions — WA stamp duty

On a $400,000 property, a standard buyer in WA pays approximately $13,490 in transfer duty. A first home buyer may qualify for a concession under the First Home Owner Rate of Duty, reducing this amount.
A standard buyer pays approximately $22,940 on a $600,000 property in Western Australia. The FHB concession does not apply at this price point (above the $530,000 concession threshold).
WA's First Home Owner Rate provides a concessional duty structure for eligible first home buyers. For homes up to $430,000, the rate of duty on the first portion of the property value is reduced. Properties between $430,001 and $530,000 receive a partial concession. Above $530,000, standard rates apply.
In WA, transfer duty must be paid within 2 months of settlement. Your settlement agent will calculate the amount and handle the payment to the WA Revenue online system. Most buyers fund the duty payment at settlement.

Stamp duty calculators — other states

All States NSW VIC QLD WA

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